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Dental Insurance

Dental insurance

Dental Insurance at Optimal Dental Health

Many people with dental insurance aren’t fully utilising it, which can lead to poor oral health and, consequently, negative impacts on overall well-being. A study published in BMC Public Health found that individuals without proper health insurance coverage were more likely to skip dental visits, which can ultimately result in more severe dental issues that are costly and time-consuming to treat. Ensuring you’re using your dental coverage effectively can help you avoid these problems.

Make Dental Insurance Work for You

At Optimal Dental Health, we assist patients with completing insurance paperwork and making the claims process as seamless as possible. Our team will guide you through what’s covered, what isn’t, and help you understand how to complete your claims so that you get reimbursed promptly.
While dental care is not routinely included in many health insurance policies, it is often available as an optional extra at an additional cost. It’s usually more cost-effective to add dental coverage to a corporate policy rather than a personal one. That said, most medical policies will still cover specific procedures like the removal of wisdom teeth.

Considering Dental Insurance?

If you’re thinking about signing up for dental cover, there are several options available in the UK. Some of the popular schemes include:

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Does My Insurance Cover Biological or Holistic Dentistry?

One of the most common questions we are asked is: “Does my insurance cover biological dentistry?” or “Is holistic dentistry covered by my insurance plan?”.

The good news is, biological dentistry is not automatically excluded from insurance.

Most insurers don’t make decisions based on the philosophy, they reimburse based on the treatment category + code.

This means many biological and  holistic dental procedures can still be covered under your dental insurance policy.

Examples of procedures that are usually insurance eligible:

  • Routine dental exams
  • Dental X-rays
  • Biological dental cleaning and gum therapy
  • Composite and  biomimetic fillings
  • Tooth extractions
  • Occlusal treatment
  • Wisdom tooth removal
  • Diagnostics and  standard dental testing

These are identical claim codes to conventional dentistry.

Procedures that may not be covered (depending on your insurer):

  • Biocompatibility testing
  • SAFE amalgam removal protocols
  • Mercury-free SMART protocol
  • Ceramic or zirconia implant materials and planning
  • Some biological or  regenerative materials

This is why we help our patients pre-check and pre-submit treatment plans, so you clearly know what percentage is reimbursable before treatment begins.

Bottom line: Biological dentistry and holistic dentistry treatments CAN be covered under insurance, but it depends on the specific treatment, not the philosophy.

We guide all our patients through insurance paperwork, eligibility checks and the claims process so you maximise your reimbursement and avoid surprise self-pay costs.

Looking to Reduce Your Dental Costs?

If you’re looking to lower your dental bills, consider joining our Optimal Dental Health Club. For just £33 per month, you can benefit from:
    • A full examination with your dentist once a year
    • Two visits per year with our dental hygienist for Professional Holistic Dental Cleaning
    • All necessary X-rays
    • 10% off all dental treatments
    • Hydroxyapatite (Remineralisation) Treatment to harden your teeth
This long-term membership is designed to maintain your smile for life. To find out if the membership is suitable for you, get in touch with us today!
Contact us now to get started and ensure you’re making the most of your dental cover.